Subscribe Subscribe   Find us on Twitter Follow POL on Twitter  



Nursing home liability

The cost of insuring against it has leapt sevenfold in just over a decade: "The average long term care GL/PL cost per annual occupied skilled nursing bed has increased from $310 in 1992 to $2,290 in 2003," adding approximately $6.27 a day to the cost of patient care. That's from the latest annual survey (PDF) prepared by insurance consultants AON for the American Health Care Association, which comments. Between 1992 and 2003 the rate of claim-filing rose from 4.8 claims per hundred beds to 15.3 claims, while the average size of a claim more than doubled from $65,000 to nearly $150,000. And while a leveling off or drop in costs is anticipated in some major states like Florida and Texas that have recently enacted limits on liability, the numbers are still rising fast elsewhere. Earlier surveys: 2003, 2002, both PDF. More on nursing home liability: American Medical Directors Association, Jul. 2003; Overlawyered, here and here and here and here.



Rafael Mangual
Project Manager,
Legal Policy

Manhattan Institute


Published by the Manhattan Institute

The Manhattan Insitute's Center for Legal Policy.