Unfortunately, this Fox Business story offering consumers answers to the question "Should you participate in a class-action lawsuit if you're eligible?" gets it entirely wrong: you don't have a choice whether to participate, the only question is the degree to which you participate. Opting out of the typical consumer class action is likely to only cost consumers time and money without getting them anything in return (unless a consumer has a documented claim sizable enough to be worth taking to small claims court). And the option of "objecting" to try to improve the settlement isn't mentioned at all.