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New MI report: Epstein and Hyman on PPACA

Despite the president's promise that "you can keep your own insurance," key PPACA provisions are calculated to undermine the long-term viability of the private insurance market, by making existing coverage unaffordable or unavailable at any price. Indeed, while individuals may technically be allowed to keep their plans, that protection exists in name only. Plan serial numbers may temporarily remain the same, but the PPACA's combination of high taxes, large subsidies, and extensive mandatory contractual terms seems likely to eventually drive most private insurance plans out of business.

So say Richard Epstein and David Hyman in a new report on the Patient Protection and Affordable Care Act for the Manhattan Institute, "Why Obamacare will End Health Insurance as We Know It." PPACA not only drastically changes the entire face of the health insurance market, but will eventually be the death knell of employer-based private insurance, the two argue.

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Rafael Mangual
Project Manager,
Legal Policy

Manhattan Institute


Published by the Manhattan Institute

The Manhattan Insitute's Center for Legal Policy.