Three years into Texas medical malpractice reform, doctors in the Lone Star State are benefiting from some of the steepest declines in insurance rates in recent history, according to the Physician Insurers Association of America (PIAA) -- 29.5% over the past four years. (PIAA press release, Austin Business Journal).

Meanwhile, the Magnolia State's biggest medical liability insurer, the Medical Assurance Company of Mississippi, has just cut its rates for the third straight time following that state's enactment of a significant package of reforms.