http://www.pointoflaw.com/archives/000293.php The chairman of Lloyd's speaks out, in a speech widely noted in Britain last winter (Lord Levene, "Rise of compensation culture is the real risk to insurance system", Times (U.K.), Dec. 9, 2003).... en-us http://www.kessblow.info/ kessblow http://declarationsandexclusions.typepad.com/weblog/2004/07/lord_of_lloyds_.html In an interesting piece from December, 2003, Lord Levene of Portsoken, chair of Lloyd's of London -- aka The Little Coffee House That Could (read the article, if that description baffles you) -- bemoans the increasing Americanization of the philosophy