The Abnormal Use blog points us to a quack expert report hypothesizing that a defective (rather than unattended) stove caused a fire that destroyed a home, defeating summary judgment, and likely leading to a settlement between the stove manufacturer and the home-owner's fire insurance. The subrogee likely won the battle, but insurance companies (and consumers as a whole) lose the war when they encourages nonsensical litigation unrelated to the facts for short-term profit. A collective action problem, to be sure.