Rep. John Shadegg (R-Ariz.) has introduced a bill that would allow health insurers licensed to sell policies in one state to offer them to residents of any other state.
A new NCPA Brief Analysis shows how this would create a more competitive, nationwide health insurance market. For those interested, I have a similar solution proposed to our products liability crisis, published in the Brigham Young Law Journal. The idea, in both cases, is to allow citizens to choose the legal package they most desire, balancing off price and quality concerns. This would vanquish market failures caused by the legal system. PDF's on request.